Anti-Money Laundering (AML) and Know Your Customer (KYC) Policy

1.Introduction

Nexora Investments ("the Company", "we", "our", or "us") is committed to preventing the misuse of its financial services for money laundering, terrorist financing, fraud, sanctions evasion, and other financial crimes.

This Anti-Money Laundering ("AML") and Know Your Customer ("KYC") Policy establishes the Company's general principles regarding client identification, verification, transaction monitoring, risk assessment, and regulatory compliance.

The Policy applies to all clients, prospective clients, beneficial owners, authorized representatives, and business relationships involving Nexora Investments.

The Company seeks to maintain effective compliance procedures consistent with applicable laws, regulatory requirements, and recognized financial crime prevention standards.

2.Regulatory Compliance

Nexora Investments is committed to complying with applicable AML, counter-terrorist financing, and financial sanctions requirements.

The Company's compliance framework is designed to:

• Identify and verify clients
• Assess financial crime risks
• Detect unusual transactions
• Prevent unauthorized third-party funding
• Identify potentially suspicious activity
• Maintain appropriate records
• Cooperate with competent authorities
• Fulfill applicable reporting obligations

Compliance procedures may be reviewed and updated to reflect changes in applicable legislation and regulatory expectations.

3.Customer Identification

Before establishing a trading relationship, Nexora Investments may require individuals to provide sufficient identification information.

This may include:

• Full legal name
• Date of birth
• Nationality
• Residential address
• Telephone number
• Email address
• Government identification details
• Occupation
• Financial background
• Source of funds

Supporting documents may include a valid passport, national identity card, accepted driver's license, bank statement, utility bill, or other recognized identification and address verification documents.

The Company may use electronic verification services and additional verification methods where appropriate.

4.Customer Due Diligence

Nexora Investments conducts Customer Due Diligence ("CDD") procedures to establish and verify client identities and assess the purpose and intended nature of business relationships.

CDD measures may include:

• Identity verification
• Address verification
• Beneficial ownership identification
• Sanctions screening
• Politically Exposed Person screening
• Assessment of expected account activity
• Source of funds assessment
• Customer risk classification

Verification requirements may vary depending on the Client's circumstances, account type, geographic location, and assessed risk.

The Company may decline to establish or continue a business relationship where required due diligence cannot be completed.

5.Enhanced Due Diligence

Enhanced Due Diligence ("EDD") may be applied where elevated financial crime risks are identified.

Examples of higher-risk circumstances may include:

• Politically Exposed Persons
• High-risk jurisdictions
• Complex ownership structures
• Unusual transaction patterns
• Unclear source of wealth
• Significant unexplained financial activity
• Potential sanctions exposure

Additional measures may include requesting supporting documentation, conducting further background checks, obtaining appropriate management approval, or increasing transaction monitoring.

6.Corporate Accounts and Beneficial Ownership

Where corporate accounts are permitted, Nexora Investments may require information regarding the legal entity, its ownership structure, directors, authorized representatives, and ultimate beneficial owners.

Documentation may include:

• Certificate of incorporation
• Company registration information
• Registered address
• Ownership documentation
• Identification of directors
• Beneficial ownership information
• Authorized signatory documentation

The Company may request additional evidence where ownership or control arrangements require further verification.

7.Source of Funds and Source of Wealth

Nexora Investments may request information regarding the origin of funds used for trading activities.

Acceptable supporting evidence may include:

• Employment income records
• Business income documentation
• Bank statements
• Investment income records
• Property sale agreements
• Inheritance documentation
• Pension records
• Other lawful financial records

The Company may reject transactions or impose appropriate restrictions where the source of funds cannot be satisfactorily established.

8.Politically Exposed Persons

Politically Exposed Persons ("PEPs") may present additional financial crime risks due to their positions of public influence.

Nexora Investments may apply enhanced verification procedures to PEPs, their family members, and known close associates, as required by applicable law.

Such measures may include enhanced source of wealth verification, senior management approval, and increased monitoring.

Identification as a PEP does not automatically result in account rejection.

9.Sanctions Screening

Nexora Investments may screen clients, beneficial owners, and relevant counterparties against applicable financial sanctions lists.

The Company may refuse account applications, restrict transactions, freeze assets where legally required, or terminate relationships involving prohibited persons or entities.

Clients must not use the Company's services to circumvent applicable sanctions or restrictions.

10.Deposits and Withdrawals

To reduce financial crime risks, Nexora Investments generally requires deposits and withdrawals to be processed through payment methods held in the Client's own name.

Third-party payments may be rejected unless expressly permitted under applicable law and approved compliance procedures.

Withdrawal requests may be subject to verification, transaction monitoring, and payment ownership checks.

The Company may request additional information where transaction patterns appear inconsistent with the Client's known profile.

Transaction processing may be delayed where necessary to complete lawful compliance checks.

11.Ongoing Transaction Monitoring

Nexora Investments may monitor account activity throughout the business relationship to identify potentially unusual or suspicious behaviour.

Monitoring may include:

• Deposit and withdrawal frequency
• Transaction amounts
• Unusual account activity
• Payment method changes
• Geographic risk indicators
• Changes in trading behaviour
• Attempts to avoid verification
• Multiple-account activity
• Transactions inconsistent with known financial circumstances

The Company may conduct additional reviews or request supporting documentation when unusual activity is identified.

12.Suspicious Activity Reporting

Where suspicious activity is identified, Nexora Investments will assess the circumstances and take appropriate action in accordance with applicable law.

Where required, suspicious transactions or activities may be reported to the competent financial intelligence unit or other authorized authorities.

The Company may be legally prohibited from informing a client that a suspicious activity report has been submitted.

The Company shall not knowingly facilitate transactions associated with unlawful financial activity.

13.Record Keeping

Nexora Investments maintains records relating to client identification, account activity, financial transactions, verification procedures, and compliance investigations.

Records will be retained for the periods required by applicable law and regulatory obligations.

Access to sensitive compliance information is restricted to authorized personnel and relevant service providers.

14.Employee Training and Internal Controls

Employees responsible for relevant operational and compliance functions are expected to receive appropriate AML and KYC guidance or training.

Internal controls may include:

• Compliance oversight
• Risk-based customer reviews
• Escalation procedures
• Transaction monitoring
• Employee training
• Internal record keeping
• Periodic compliance assessments

The Company will designate responsible compliance personnel where required by applicable law.

15.Account Restrictions and Termination

Nexora Investments may refuse applications, restrict account activity, delay transactions, or terminate business relationships where justified by applicable legal obligations or legitimate compliance concerns.

Such circumstances may include:

• Failure to complete identity verification
• Submission of false documentation
• Unexplained financial activity
• Suspected fraudulent transactions
• Sanctions restrictions
• Failure to provide requested information
• Other material compliance concerns

Any restrictions, asset freezes, or account closures will be implemented in accordance with applicable law and the Client's contractual and legal rights.

16.Confidentiality and Data Protection

Information collected during AML and KYC procedures is handled confidentially and processed in accordance with applicable data protection legislation.

Personal information may be disclosed to authorized regulatory, supervisory, or law enforcement authorities where required or permitted by law.

Further information concerning personal data processing is available in the Nexora Investments Privacy Policy.

17.Policy Review and Updates

Nexora Investments may periodically review and update this AML/KYC Policy to reflect legislative developments, regulatory expectations, operational changes, or emerging financial crime risks.

Updated versions will be made available through the Company's official website or other appropriate communication channels.

18.Client Responsibilities

Clients are expected to cooperate with reasonable identification, verification, and compliance requests.

Clients must provide accurate documentation and promptly notify the Company of material changes affecting their personal information, ownership structure, financial circumstances, or account eligibility.

Failure to cooperate may result in account restrictions or termination, subject to applicable law.

19.Contact Information

Questions regarding AML and KYC requirements may be directed to:

Company Name

Nexora Investments LTD

Registered Address

233 Shoreditch High St, London E1 6PJ, UK

Email

support@nexora-inv.live

20.Policy Acknowledgment

By applying for an account or using the services of Nexora Investments, the Client acknowledges the Company's requirement to conduct identification, verification, due diligence, and ongoing monitoring procedures.

The Client agrees to provide information reasonably required for compliance with applicable financial crime prevention laws and acknowledges that the Company may take appropriate action where legal or regulatory requirements are not satisfied.